(mchezo) Kibati by RoyalPay
Community (mchezo) kibati circles run via WhatsApp groups. Contribute on schedule and, at your turn, pick products equal to the pot (no cash payouts).
We onboard and coordinate in WhatsApp to verify members, explain rules, and show product options for the payout.
Group savings build payment discipline and let you collect products you need — your payout is goods, not cash.
Pay small amounts on a set schedule and finish the cycle.
Each cycle, one member receives the full contribution pot.
Payments are tracked and verified transparently.
All schedules and payments are visible on the dashboard.
See the circles running now and tap WhatsApp to request a slot.
Payout is products equal to the total pot (no cash transfers).
Contributions: TSh 50,000 every 7 days
Members: 12
Product value (your turn): TSh 600,000
Next cycle: Starts weekly
Join via WhatsAppContributions: TSh 30,000 every 14 days
Members: 10
Product value (your turn): TSh 300,000
Next cycle: New cycle in 10 days
Join via WhatsAppContributions: TSh 20,000 every 10 days
Members: 8
Product value (your turn): TSh 160,000
Next cycle: Restarting next week
Join via WhatsAppTap WhatsApp, choose a circle, and our team will confirm your slot and explain the rules.
You contribute on the agreed cycle; admins confirm receipts and share updates in the group.
You select products worth the pot amount — we do not pay out cash.
Message the admin; we can reschedule payments or move your turn to keep the circle fair.