About RoyalPay
We are changing how shopping works in Tanzania — pay in installments, enjoy your items now.
Our Mission
Bring financial freedom to everyone by enabling simple, secure installment purchases for everyday essentials.
Our Vision
Make installments the standard, safe way to shop across Tanzania and East Africa.
Our Pillars
Trust
We build relationships with transparency and honesty.
Innovation
We improve daily with better technology.
Access
Everyone deserves easy access to products.
Great Service
We put customers and merchants first.
Meet our CEO
Cecilia Munish
Cecilia Munish leads RoyalPay with a vision to transform how people shop. With experience in finance and technology, she has built a platform that brings fairness, transparency, and new opportunities for customers and merchants.
Everyone deserves the chance to get essential products without financial barriers.
— Cecilia MunishHow It Works
A simple process for Businesses and Customers
For Businesses
Talk to us
Call or reach our RoyalPay team to apply to join.
Agree together
We discuss and agree on terms that fit your business inside RoyalPay.
Your products go live
After agreement, we post your products here so customers can browse and buy on installments or Kibati.
For Customers
Browse products
Explore verified merchants and their items.
Pick a payment plan
Choose the installment plan that suits you.
Manage payments
Track and pay easily from your dashboard.
Sell with RoyalPay
Are you a merchant? Text us on WhatsApp to list your products and offer installments or Kibati to your customers.
Why choose RoyalPay?
Pay first, then collect
Make your scheduled payments; once you finish, you pick the products you chose.
Safe and Easy
Your payments are handled with top-notch security.
Lots of products
Phones, home goods, and more from verified merchants.
Nationwide
We serve all of Tanzania without hassle.
Join the Installment Movement
RoyalPay is driving change in Tanzania — and you can be part of it.